According to the Tax and Customs Authority, it is now possible to pay, redeem, and anticipate installments in voluntary collection on the Finance Portal.
Paying off your home loan early can be a solution to reduce the monthly installment you pay for this burden. Find out how it works, as well as the advantages and disadvantages.
Depending on the type of credit to be settled, it is possible to hire a personal credit to do so. However, there are some factors to pay attention to so that the personal credit is approved. We explain everything in this article.
Three measures are at stake, now approved by the Council of Ministers, to help Portuguese citizens with their housing credit installments: the reduction and stability of the installment for two years, the extension and simplification of credit bonuses, and the extension of the suspension of amortization commissions. Find out if you are eligible and how to apply.
Making an early amortization of the home loan can serve various purposes. If you have a sum of money ready to invest or want to use savings to apply to your home loan, consider whether you want to reduce the current installment you pay or the term. Understand better in this article.
With the rise in interest rates, early repayment of housing credit was a popular option for the Portuguese in 2023 to avoid high interest rates. Check out the numbers.
Home loan renegotiations rise to 8.8 billion euros - a 5 times growth from 2022 to 2023. Understand better what is at stake, in the link below.
Until the end of the year, no commission is charged for early repayment of the home loan. Learn about the special regime and how much is charged outside of the current regime.
The sudden loss of income or an increase in interest rates can lead to situations of defaulting on loan payments. Consolidating loans is an option that can provide immediate savings. How does it work?
The school year is almost here and it's time to start organizing the budget. Taking a course can be expensive, that's why there are financial products to help you, such as personal loans for students. Is your next future project to study? Find out how this credit works.
Are you afraid you won't be able to pay off a loan due to unexpected events like involuntary unemployment or an accident that causes disability? This is where a credit protection insurance comes in. However, this is an insurance that requires many requirements. Let's explain how this insurance works.
Go to university in September, to a shared house, and want to make the space welcoming without spending a lot of money? Get to know some tips to feel at home, and not exceed your savings.
Now it's possible to replace your identification documents with the digital version, in a government application that brings together documentation. But how does this innovation work?
Buying a car is an important achievement in anyone's life, not only because of the responsibility involved, but also because of the impact it will have on your wallet. From the credit, insurance, and maintenance expenses, having a car impacts the budget, but how much?
According to DECO Proteste, some families have 20 financing agreements, with the main cause being credit cards. But how to relieve this burden of credit? Learn about the options next.