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Habitação: Portugal é o país da OCDE onde é mais difícil comprar casa

Housing: Portugal is the OECD country where it is most difficult to buy a house.

The housing crisis continues to be a major challenge in Portugal, making it increasingly difficult to buy a house.

13 Mar 20252 min

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Portugal leads the list of OECD countries where housing accessibility is most complicated.

According to data from the Organization for Economic Cooperation and Development (OECD), shared on Notícias ao Minuto, Portugal leads the list of countries where housing affordability is most challenging. In the third quarter, the index reached 157.7 points, the highest value since records began for the country.

According to Expresso, Portugal not only faces its worst scenario ever but also occupies the first place among the 30 countries analyzed by the OECD in terms of difficulty in accessing housing.

Read more: House prices will continue to rise in 2025

The numbers also show that the country is 36% above the OECD average, which stands at 115.7 points, and 50% above the euro area average, which is at 104.7 points.

Furthermore, in the last ten years, Portugal was the country where housing accessibility deteriorated the most among the 30 analyzed. In the third quarter of 2014, the index was 99.6 points, but reaching 157.7 points in 2024, there was an increase of 58.33% in the difficulty of acquiring housing.

Portuguese Prime Minister Luís Montenegro, during a visit to Brazil, stated that the country needs more manpower to achieve public investments in housing, highlighting the difficulties in meeting the sector's current needs.

Perceive better: Housing in Portugal: What to expect from 2025?

Do you want to access housing in Portugal through financing? The credit intermediaries from Poupança no Minuto make the process easy, transparent, and ensure that you have access to the best conditions for your credit. Finding a house can be a challenge, don't let your credit become another one! Simulate now:

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Poupança no Minuto é uma marca detida por Financefy, S.A., Intermediário de crédito vinculado registado junto do Banco de Portugal com o n.º 0006860. Serviços autorizados a prestar: Apresentação ou proposta de contratos de crédito a consumidores. Assistência a consumidores, mediante a realização de atos preparatórios ou de outros trabalhos de gestão pré-contratual relativamente a contratos de crédito que não tenham sido por si apresentados ou propostos. Mutuantes: Bankinter, S.A. - Sucursal em Portugal, Caixa Geral de Depósitos, S.A., Banco BPI, S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A. - Sucursal em Portugal, Banco CTT, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Sucursal em Portugal, Unión de Créditos Inmobiliarios, S.A., Establecimiento Financiero de Crédito (Sociedad Unipersonal) - Sucursal em Portugal, BNI - Banco de Negócios Internacional (Europa), S.A., Banco BIC Português, S.A., Unicre - Instituição Financeira de Crédito, S.A.